:root {
  --navy: #07182c;
  --navy-2: #0c3156;
  --blue: #1f74ea;
  --blue-dark: #155ec4;
  --sky: #9fd0ff;
  --gold: #d4b06a;
  --gold-deep: #b8893a;
  --ink: #122033;
  --muted: #5c6d80;
  --line: #e4edf5;
  --bg: #f3f7fb;
  --white: #ffffff;
  --whatsapp: #1f8f4e;
  --header: 86px;
  --font: "Manrope", sans-serif;
  --shadow: 0 30px 70px rgba(5, 18, 34, 0.28);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font);
  color: var(--ink);
  background: var(--white);
  line-height: 1.55;
}
img { max-width: 100%; display: block; }
a { color: inherit; }
button, input, select, textarea { font-family: inherit; }
::selection { background: #d7e8ff; color: var(--navy); }

.skip {
  position: absolute;
  left: 12px;
  top: -48px;
  background: var(--white);
  color: var(--navy);
  padding: 8px 12px;
  z-index: 100;
}
.skip:focus { top: 12px; }

.header {
  position: sticky;
  top: 0;
  z-index: 40;
  height: var(--header);
  display: flex;
  align-items: center;
  background: rgba(7, 24, 44, 0.72);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  transition: background 0.3s ease, box-shadow 0.3s ease;
}
.header.is-solid {
  background: rgba(7, 24, 44, 0.96);
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.18);
}
.header-inner, .wrap {
  width: min(1180px, calc(100% - 40px));
  margin: 0 auto;
}
.header-inner {
  display: flex;
  align-items: center;
  gap: 28px;
}
.logo {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  flex: 0 0 auto;
}
.logo .symbol { height: 52px; width: auto; }
.logo .word { height: 40px; width: auto; }
.nav {
  margin-left: auto;
  display: flex;
  align-items: center;
  gap: 26px;
}
.nav a {
  text-decoration: none;
  font-weight: 700;
  font-size: 15px;
  color: rgba(255, 255, 255, 0.86);
}
.nav a:hover { color: var(--white); }
.menu-btn {
  display: none;
  position: relative;
  margin-left: auto;
  width: 46px;
  height: 46px;
  padding: 0;
  border: 0;
  background: transparent;
  cursor: pointer;
  z-index: 2;
}
.menu-btn span {
  position: absolute;
  left: 13px;
  right: 13px;
  height: 2px;
  border-radius: 2px;
  background: var(--white);
  transition: transform 0.32s ease, opacity 0.2s ease, top 0.32s ease;
}
.menu-btn span:nth-child(1) { top: 16px; }
.menu-btn span:nth-child(2) { top: 22px; }
.menu-btn span:nth-child(3) { top: 28px; }
.menu-btn[aria-expanded="true"] span:nth-child(1) {
  top: 22px;
  transform: rotate(45deg);
}
.menu-btn[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.menu-btn[aria-expanded="true"] span:nth-child(3) {
  top: 22px;
  transform: rotate(-45deg);
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  border: 0;
  cursor: pointer;
  text-decoration: none;
  border-radius: 999px;
  padding: 15px 22px;
  font-weight: 800;
  letter-spacing: 0.01em;
  transition: transform 0.2s ease, background 0.2s ease, box-shadow 0.2s ease;
}
.btn-primary {
  background: linear-gradient(180deg, #3b8cf3 0%, var(--blue) 100%);
  color: var(--white);
  box-shadow: 0 10px 24px rgba(31, 116, 234, 0.35);
}
.btn-primary:hover { background: var(--blue-dark); transform: translateY(-1px); }
.btn-primary:active { transform: translateY(0); }
.btn .arrow { transition: transform 0.2s ease; }
.btn:hover .arrow { transform: translateX(4px); }
.btn-block { width: 100%; }
.nav a.btn-nav,
.btn-nav {
  padding: 11px 18px;
  font-size: 14px;
  background: var(--white);
  color: var(--navy);
  box-shadow: none;
}
.nav a.btn-nav:hover,
.btn-nav:hover { background: #f3f7fb; color: var(--navy); }
.section .kicker { color: #8a6230; }
.section .kicker::before { background: linear-gradient(90deg, #8a6230, transparent); }

.hero {
  position: relative;
  overflow: hidden;
  margin-top: calc(var(--header) * -1);
  padding-top: var(--header);
  color: var(--white);
  background:
    radial-gradient(900px 520px at 78% 8%, rgba(47, 126, 232, 0.45), transparent 58%),
    radial-gradient(700px 420px at 8% 90%, rgba(184, 137, 58, 0.18), transparent 55%),
    linear-gradient(118deg, #061422 0%, #0a2d4e 48%, #12497a 100%);
}
.hero-mark {
  position: absolute;
  width: min(640px, 70vw);
  right: -90px;
  top: 70px;
  opacity: 0.16;
  pointer-events: none;
  animation: drift 16s ease-in-out infinite;
}
.hero-grid {
  position: relative;
  z-index: 1;
  width: min(1180px, calc(100% - 40px));
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1.12fr 0.88fr;
  gap: 56px;
  align-items: center;
  padding: 54px 0 78px;
}
.kicker {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: var(--gold);
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  font-size: 12px;
  margin: 0 0 18px;
}
.kicker::before {
  content: "";
  width: 28px;
  height: 2px;
  background: linear-gradient(90deg, var(--gold), transparent);
}
h1 {
  margin: 0;
  font-size: clamp(2.7rem, 5vw, 4.7rem);
  line-height: 0.98;
  letter-spacing: -0.048em;
  font-weight: 800;
}
.hero p.lead {
  margin: 20px 0 0;
  max-width: 540px;
  font-size: 1.14rem;
  color: #d5e6f6;
}
.hero .accent { color: var(--sky); }
.trust {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: 28px 0 0;
  padding: 0;
  list-style: none;
}
.trust li {
  border: 1px solid rgba(255, 255, 255, 0.16);
  background: rgba(255, 255, 255, 0.06);
  border-radius: 999px;
  padding: 8px 14px;
  font-size: 13px;
  font-weight: 700;
  color: #eef5fc;
}

.card {
  background: var(--white);
  color: var(--ink);
  border-radius: 28px;
  box-shadow: var(--shadow);
  padding: 30px 28px 22px;
  animation: rise 0.8s 0.15s both;
}
.card h2 {
  margin: 0;
  font-size: 1.85rem;
  letter-spacing: -0.04em;
  line-height: 1.1;
  color: var(--navy);
}
.card .hint { margin: 8px 0 8px; color: var(--muted); font-size: 14.5px; }
.fields { display: grid; gap: 2px; }
label {
  display: block;
  margin: 14px 0 4px;
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 0.08em;
  color: #7b8b9c;
}
input, select, textarea {
  width: 100%;
  border: 0;
  border-bottom: 1px solid #d7e2ec;
  background: transparent;
  padding: 9px 2px 11px;
  font-size: 16px;
  color: var(--ink);
  outline: none;
  border-radius: 0;
  transition: border-color 0.2s ease;
}
select {
  appearance: none;
  background-image: linear-gradient(45deg, transparent 50%, #7b8b9c 50%), linear-gradient(135deg, #7b8b9c 50%, transparent 50%);
  background-position: calc(100% - 14px) 18px, calc(100% - 8px) 18px;
  background-size: 6px 6px, 6px 6px;
  background-repeat: no-repeat;
}
input:focus, select:focus, textarea:focus { border-bottom-color: var(--blue); }
textarea { min-height: 68px; resize: vertical; }
.check {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  margin: 18px 0 16px;
  font-size: 13px;
  color: var(--muted);
  font-weight: 600;
  letter-spacing: 0;
  text-transform: none;
}
.check input { width: 16px; height: 16px; margin-top: 2px; accent-color: var(--blue); }
.form-note { min-height: 1.2em; margin: 10px 0 0; font-size: 13px; color: var(--blue-dark); font-weight: 700; }
.legal-mini { margin: 12px 0 0; font-size: 12.5px; color: #7b8b9a; text-align: center; }
.legal-mini a { color: var(--blue); font-weight: 800; text-decoration: none; }

.insurers {
  background: #013250;
  padding: 64px 0 56px;
  overflow: hidden;
}
.insurers-head {
  text-align: center;
  margin-bottom: 36px;
  padding: 0 24px;
}
.insurers-kicker {
  display: inline-flex;
  align-items: center;
  gap: 14px;
  margin: 0 0 16px;
  font-size: 13px;
  font-weight: 800;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: #5bb8f8;
}
.insurers-kicker span {
  width: 28px;
  height: 2px;
  border-radius: 2px;
  background: #039af6;
}
.insurers h2 {
  margin: 0;
  color: #fff;
  font-size: clamp(1.7rem, 3.2vw, 2.5rem);
}
.insurers h2 em {
  font-style: normal;
  color: #039af6;
}
.marquee { overflow: hidden; padding: 8px 0 16px; }
.marquee-row {
  display: flex;
  width: max-content;
  animation: ticker 38s linear infinite;
}
.marquee:hover .marquee-row { animation-play-state: paused; }
.marquee-group {
  display: flex;
  align-items: center;
  gap: 32px;
  padding-right: 32px;
}
.insurer {
  width: 184px;
  height: 104px;
  flex: 0 0 auto;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 18px 22px;
  background: #fff;
  border: 1px solid #e6ecf3;
  border-radius: 16px;
  box-shadow: 0 4px 14px rgba(1, 50, 80, 0.05);
}
.insurer img {
  max-height: 58px;
  max-width: 136px;
  width: auto;
  height: auto;
  object-fit: contain;
}

.section { padding: 92px 0; }
.section h2, .band h2 {
  margin: 0;
  font-size: clamp(1.9rem, 3vw, 2.8rem);
  letter-spacing: -0.045em;
  line-height: 1.08;
  color: var(--navy);
}
.section-head { max-width: 640px; margin-bottom: 40px; }
.section-head p, .split .intro { margin: 14px 0 0; color: var(--muted); font-size: 1.05rem; }
.alt { background: linear-gradient(180deg, #f7fafc 0%, #eef4f9 100%); }

.products, .steps, .audiences, .reasons {
  display: grid;
  gap: 18px;
}
.products, .steps { grid-template-columns: repeat(4, 1fr); }
.reasons { grid-template-columns: repeat(3, 1fr); }
.product, .step, .audience, .reason {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 22px;
  padding: 24px 22px 20px;
  position: relative;
  overflow: hidden;
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
}
.product:hover, .audience:hover, .reason:hover, .step:hover {
  transform: translateY(-6px);
  box-shadow: 0 18px 40px rgba(16, 42, 72, 0.08);
  border-color: #d5e4f2;
}
.product { display: flex; flex-direction: column; min-height: 100%; }
.product::before, .reason::before {
  content: "";
  position: absolute;
  left: 22px;
  right: 22px;
  top: 0;
  height: 3px;
  border-radius: 0 0 4px 4px;
  background: linear-gradient(90deg, var(--gold), #f0d7a2);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.3s ease;
}
.product:hover::before, .reason:hover::before { transform: scaleX(1); }
.icon {
  width: 48px;
  height: 48px;
  border-radius: 16px;
  display: grid;
  place-items: center;
  background: #eaf3ff;
  color: var(--blue);
  margin-bottom: 16px;
}
.product h3, .step h3, .audience h3 {
  margin: 0 0 8px;
  font-size: 1.18rem;
  letter-spacing: -0.03em;
  color: var(--navy);
}
.product p, .step p, .audience p, .reason span { margin: 0; color: var(--muted); }
.product .btn {
  margin-top: 18px;
  align-self: flex-start;
  padding: 0;
  background: none;
  color: var(--blue);
  box-shadow: none;
  border-radius: 0;
}
.product .btn:hover { color: var(--blue-dark); background: none; transform: none; }

.steps { position: relative; }
.step-num {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  margin-bottom: 16px;
  font-weight: 800;
  color: var(--navy);
  background: #f8f1e4;
  border: 1px solid #ead7b0;
  letter-spacing: 0.04em;
  font-size: 13px;
}
.split {
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  gap: 48px;
  align-items: center;
}
.split .audiences { grid-template-columns: 1fr 1fr; }
.audience h3 { display: flex; align-items: center; gap: 8px; }
.audience h3::before {
  content: "";
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--gold-deep);
}
.reason strong { display: block; color: var(--navy); margin-bottom: 6px; font-size: 1.05rem; }

.band {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(480px 220px at 90% 20%, rgba(212, 176, 106, 0.22), transparent 70%),
    linear-gradient(105deg, #07182c, #0e3d68);
  color: var(--white);
  padding: 78px 0;
}
.band h2 { color: var(--white); }
.band p { max-width: 520px; color: #d5e6f5; margin: 12px 0 0; }
.band-row {
  display: flex;
  justify-content: space-between;
  gap: 28px;
  align-items: center;
}
.contact-list { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 22px; }
.contact-list a, .contact-list span {
  color: var(--white);
  font-weight: 700;
  text-decoration: none;
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: 999px;
  padding: 8px 14px;
  font-size: 14px;
}
.contact-list a:hover { border-color: var(--gold); color: var(--gold); }

.footer {
  background: #050f1c;
  color: #b7c9d8;
  padding: 42px 0 28px;
  font-size: 14px;
}
.footer-brand { display: flex; align-items: center; gap: 12px; margin-bottom: 8px; }
.footer-brand img { height: 46px; width: auto; }
.footer-grid {
  display: flex;
  justify-content: space-between;
  gap: 24px;
  align-items: flex-end;
}
.footer strong { color: var(--white); }
.footer a { color: var(--sky); }
.fine {
  margin-top: 26px;
  padding-top: 16px;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  font-size: 12px;
  color: #8ea3b5;
}

.wa-float {
  position: fixed;
  right: 20px;
  bottom: 20px;
  z-index: 45;
  width: 60px;
  height: 60px;
  border-radius: 50%;
  background: #25d366;
  color: #fff;
  display: grid;
  place-items: center;
  text-decoration: none;
  box-shadow: 0 10px 24px rgba(18, 140, 70, 0.38);
  transition: transform 0.2s ease, background 0.2s ease;
}
.wa-float svg { display: block; position: relative; z-index: 1; }
.wa-float::before,
.wa-float::after {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: 50%;
  border: 2px solid rgba(37, 211, 102, 0.7);
  animation: pulse 2.2s ease-out infinite;
  pointer-events: none;
}
.wa-float::after { animation-delay: 1.1s; }
.wa-float:hover { background: #1ebe5b; transform: translateY(-2px); }
.wa-float.is-hidden { display: none; }

.preloader {
  position: fixed;
  inset: 0;
  z-index: 80;
  display: grid;
  place-items: center;
  background: #07182c;
  transition: opacity 0.55s ease, visibility 0.55s ease;
}
.preloader img {
  width: min(210px, 52vw);
  height: auto;
  animation: rise 0.7s ease both;
}
.preloader.is-done {
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
}
body.nav-open { overflow: hidden; }

.reveal {
  opacity: 0;
  transform: translateY(22px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.reveal.in { opacity: 1; transform: none; }
.hero-copy > * { animation: rise 0.8s both; }
.hero-copy > *:nth-child(2) { animation-delay: 0.08s; }
.hero-copy > *:nth-child(3) { animation-delay: 0.16s; }
.hero-copy > *:nth-child(4) { animation-delay: 0.24s; }

.page { padding: 56px 0 80px; }
.page h1 { font-size: clamp(2rem, 4vw, 3rem); color: var(--navy); }
.page h2 { font-size: 1.35rem; margin-top: 28px; }
.page p, .page li { color: #3d5164; }
.page a { color: var(--blue); }

@keyframes rise {
  from { opacity: 0; transform: translateY(16px); }
  to { opacity: 1; transform: none; }
}
@keyframes drift {
  0%, 100% { transform: translate3d(0, 0, 0) rotate(-6deg); }
  50% { transform: translate3d(-16px, 12px, 0) rotate(2deg); }
}
@keyframes pulse {
  0% { transform: scale(1); opacity: 0.75; }
  100% { transform: scale(1.7); opacity: 0; }
}
@keyframes ticker {
  from { transform: translateX(0); }
  to { transform: translateX(-50%); }
}

@media (max-width: 980px) {
  .hero-grid, .products, .steps, .split, .reasons, .band-row, .footer-grid {
    grid-template-columns: 1fr;
    display: grid;
  }
  .split .audiences { grid-template-columns: 1fr 1fr; }
  .band-row, .footer-grid { display: grid; }
  .nav {
    display: flex;
    position: fixed;
    inset: var(--header) 0 0 0;
    margin: 0;
    z-index: 30;
    background: #07182c;
    flex-direction: column;
    align-items: stretch;
    justify-content: flex-start;
    padding: 18px 26px 36px;
    gap: 0;
    visibility: hidden;
    pointer-events: none;
    transform: translateY(-8px);
    transition: transform 0.35s ease, visibility 0.35s ease;
  }
  .nav.open {
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
    transform: none;
  }
  .nav a {
    font-size: 1.45rem;
    font-weight: 700;
    letter-spacing: -0.03em;
    padding: 16px 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
    opacity: 0;
    transform: translateY(12px);
  }
  .nav.open a {
    animation: rise 0.45s ease forwards;
  }
  .nav.open a:nth-child(1) { animation-delay: 0.05s; }
  .nav.open a:nth-child(2) { animation-delay: 0.1s; }
  .nav.open a:nth-child(3) { animation-delay: 0.15s; }
  .nav.open a:nth-child(4) { animation-delay: 0.2s; }
  .nav.open a:nth-child(5) { animation-delay: 0.25s; }
  .nav a.btn-nav {
    margin-top: 26px;
    align-self: flex-start;
    border-bottom: 0;
    padding: 13px 20px;
  }
  .menu-btn { display: inline-block; }
  .header:has(.nav.open) {
    background: #07182c;
    backdrop-filter: none;
  }
  .header-inner { position: relative; }
  .hero-mark { opacity: 0.1; top: 120px; }
}
@media (max-width: 640px) {
  .header-inner, .wrap, .hero-grid { width: min(1180px, calc(100% - 28px)); }
  .hero-grid { padding: 28px 0 48px; gap: 28px; }
  .section { padding: 64px 0; }
  .logo .symbol { height: 42px; }
  .logo .word { height: 32px; }
  .split .audiences, .reasons { grid-template-columns: 1fr; }
  h1 { font-size: 2.35rem; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .reveal, .hero-copy > *, .card, .hero-mark { animation: none; opacity: 1; transform: none; }
  .wa-float, .wa-float::before, .wa-float::after, .menu-btn span, .nav, .marquee-row { animation: none; transition: none; }
  .preloader { display: none; }
  .btn, .product, .audience, .reason, .step { transition: none; }
}